#start article#
#start title#Finding Classic Auto Parts#end title#
#start author#Jenna Simpson#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>If you finally got the classic car of your dream, finding the car parts for it is will be a hard task. Classic car parts are hard to come by because they are no longer in production, they don&rsquo;t make the parts for them anymore. But that doesn&rsquo;t mean they can&rsquo;t be found. </p>
<p>One place to start looking would be online auction sites. For example, Ebay might be the easiest place to start. Ebay motors have a wide range of classic car parts, so it&rsquo;s possible you might find what you are looking for. </p>
<p>You might also want to check out local swap meets, they are a good way to find classic car parts you&rsquo;re looking. You can locate older model accessories and other outdated items. </p>
<p>As a last resort you can always check out car part dealer magazines. The problem with that would be the fact that you probably have to pay more money, but if you do indeed find the part you&rsquo;re looking for it might be worth it. </p>
<p>But if it you wish to look further you can always check out clubs and organizations. More then likely many clubs and organizations are geared toward cars, or classic cars. </p>
<p>You could check out the internet. It seems today that theirs nothing you can&rsquo;t find on the internet. You can search and find clubs you can join; it&rsquo;s a good idea to search on yahoo. </p>
<p>If you are really desperate you can also go to the junkyard. Though it will be like looking for a needle in a hay stack, but it&rsquo;s worth a shot. You can either visit or phone to see if they have the part. </p>
<p>But the more you take care of your car the less you&rsquo;ll need to go running around looking for parts, and the more you actually enjoy your car.</p>#end content#
#end article#
#start article#
#start title#Buying BMW Auto Parts#end title#
#start author#David Johnson#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>Do you own a BMW, or are thinking about purchasing a BMW in the near future? Well, having a BMW for some is quite a big deal, and most like to keep it in good shape and take care of it. It can be car that they&rsquo;ve been dreaming of having for many years. So once they&rsquo;ve finally got the car of their dreams, would it be better to take care of it? </p>
<p>That is why it is good to use BMW parts when changing anything, even a fan belt. You should always replace them with genuine BMW parts. To always ensure good performance from your BMW and to maintain its authenticity. </p>
<p>But of course that doesn&rsquo;t mean you have to pay dealership prices for the parts. A better place to get the parts is online, do a little research. There are many stores online which specialize in BMW parts new or used. The prices are lot less then dealership prices, but be cautious as they might not have knowledgeable staffs like at the dealership. They might sell you a part that isn&rsquo;t right for what you need. </p>
<p>But if you want to get your parts threw the dealership, the mechanics might tell you exactly what you need, and you can also ask them questions. That is a great way to ensure you get what you want. At the end of the day, you don&rsquo;t want to be made a fool of. </p>
<p>But indeed the best place to buy any type of BMW parts is at the dealer. They either have the item in stock or they can order it for you. Yes, they will be more expensive, but it does give you peace in mind that you are getting the right genuine BMW parts. Take care of your investment; you&rsquo;ll be sorry if you don&rsquo;t. </p>#end content#
#end article#
#start article#
#start title#Replacing Dodge Mirrors For The Winter#end title#
#start author#Mitch Johnson#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>If you own a dodge you should read on, because many might not know the pain that all Dodge owners must go threw every winter. Replacing their side view mirrors. But luckily Auto parts Fast is now offering new discounted Dodge mirrors on their site. So go out and save yourself some money. </p>
<p>With the heavy snow falls, side view mirrors are most affected in the winter, there no match for the snowstorms. </p>
<p>Side view mirrors are called exterior rearview mirrors; they can easily fall off when the vehicle is hit by snow. But even if it doesn&rsquo;t there&rsquo;s a chance that their surface be broken. </p>
<p>It is too important to ignore this factor, it could be possible that they fall off while you are driving, then what are you to do? Stop your car in the middle of the road? That can create a big accident, so don&rsquo;t take a chance. Side view mirrors help you see what&rsquo;s going on in the back of your car. It is so important that the Federal Motor Carrier Safety Administration (FMCSA) of the U.S. Department of Transportation (DOT) has set up regulations regarding side view mirrors. Per FMCSA regulation, all passenger vehicles must be equipped with a properly mounted exterior rearview mirror on the driver side. Further, the use of passenger's side rear view mirrors is also required for vehicles not equipped with a standard interior rear view mirror. </p>
<p>Auto Parts Fast has come up with new products on their online auto parts catalog. Among the products are the new Dodge passenger side and driver side exterior rear view mirrors. So there is no reason to not be safe this winter. No more worrying about your car, go out and have some fun skiing. Enjoy the winter while it lasts.</p>#end content#
#end article#
#start article#
#start title#How To Slash Your Car Insurance Costs Up To 54% In 10 Easy Steps - Part 1#end title#
#start author#Tom O'Leary#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>How much do you pay for Car Insurance every year? </p>
<p>Eight hundred dollars a year? One thousand? Two thousand? </p>
<p>Whatever the amount you're paying now, you can slash that amount by more than 50% by simply following a few simple strategies. </p>
<p>Can you cut your car insurance costs by investing only 30 seconds of your time? No, that can't be done. </p>
<p>But if you're willing to spend 30 minutes today, this week, or next, I'll show you how to save up to $6,000 on your Car Insurance over the next 10 years. </p>
<p>Okay, here we go. Grab your Car Insurance declarations page (the page in your policy that details all the coverage&rsquo;s you're paying for) and follow along. Make sure you take some notes. If you don't have your policy, or can't find it, call your car insurance company and get one - they'll send it to you pronto. </p>
<p>STRATEGY 1 - Make sure you're getting all applicable discounts for your vehicles safety features, such as: </p>
<p>- Front, Side or Head Curtain Air Bags; <br />- Automatic Seat Belts; <br />- Anti-Theft Alarms or Tracking; <br />- ABS or Traction Control....and many more. </p>
<p>Think about the safety features you have....and write them down. </p>
<p>STRATEGY 2 - Review &amp; Change Deductibles For Comp &amp; Collision. </p>
<p>Most Car Insurance Policies have two deductibles - one for &quot;collision&quot; (you hit someone or someone hits you) and one for &quot;Comprehensive&quot; (all other damage or loss). </p>
<p>For both of these, have at least a $500 deductible - preferably a $1000 deductible. </p>
<p>Here's why - If you are currently paying a $100 - $250 deductible, you'll save up to 40% per year on your monthly premiums by moving it to $500. That means if you're currently spending $1,000 a year on insurance, you're going to get to keep $400 every year. If you jump to a $1,000 deductible, you could keep almost $600 extra a year in your pocket. </p>
<p>I can hear some of you saying, &quot;Wow, a $1,000 deductible. That's a lot of money.&quot; Yes, it is. </p>
<p>So is paying $1,000 a year with that $100 deductible....versus $400 a year with a $1,000 deductible. </p>
<p>The odds are in your favor - go with the $1,000 deductible. </p>
<p>STRATEGY 3 - Review &amp; Change Property Damage Liability. </p>
<p>Have you ever seen a $100,000 mailbox? Car Insurance Companies must have. Here's why.... </p>
<p>Property damage is not damage done to an automobile but rather &quot;property&quot; like a mailbox or a utility pole. So, why in the world would you need $100,000 dollars of coverage? </p>
<p>In most cases, almost 100% of all property damage claims can be taken care of with only $50,000 of coverage. So take a look at your policy to find out what you're currently paying for. And if you have little or no Net Worth, drop your coverage even lower - to $25,000 or your States minimum. You can find your States minimum by doing a Google search for &quot;car insurance state minimums.&quot; </p>
<p>Here's what to look for on your policy - Many will have your liability coverage's listed like so - 50/100/100 - The first two numbers refer to bodily injury liability coverage. The 1st number is the dollar figure covered per person. The 2nd is the dollar figure per accident. </p>
<p>The 3rd number is the &quot;Property Damage Liability.&quot; That's what you need to change. What does yours say? </p>
<p>STRATEGY 4 - Review &amp; Change Bodily Injury Liability. </p>
<p>Although Bodily Injury Liability Coverage is a must, almost all of us end-up overpaying for the coverage we need. This type of coverage specifically covers: </p>
<p>- Any and all occupants of an automobile, whether it's yours or someone else's; <br />- Any and all occupants of another vehicle; <br />- And Pedestrians </p>
<p>Your only goal with this type of coverage is to have just enough protection to protect what is yours....in other words, your assets. And in order to protect your assets, you need to figure out what your Net Worth is - here's a well known site for calculating your net worth - <a href="http://www.kiplinger.com/personalfinance/tools/networth.html" target="new"><font color="#000099">www.kiplinger.com/personalfinance/tools/networth.html</font></a>? </p>
<p>A great way to slash your premiums is to have no more in bodily injury liability than what your net worth is. Here's a common example of the coverage most people have - If your net worth is only $20,000 and you have $100,000 in coverage, you're throwing money away. </p>
<p>And if you have little, or negative net worth, just get the required State minimums. You'll need this info to get the lowest car insurance rates. Again, you can get see your state minimums by Googling &quot;car insurance state minimums.&quot; </p>
<p>Here's what to look for when trying to figure out how much coverage you have now. As I said earlier, most Policies today have your liability coverage's listed like so - 50/100/100 - The first two numbers (whatever they might be) refer to bodily injury liability coverage. In this example, there is $50,000 in coverage per person and $100,000 per accident. </p>
<p>What does your policy say? Are you paying more than your net worth? If so, change it. </p>
<p>STRATEGY 5 - Review &amp; Change Uninsured/Underinsured Motorist Coverage. </p>
<p>The uninsured/underinsured motorist coverage is a fantastic deal for car insurance companies....and a lousy one for you. This premium alone can increase your auto insurance by a couple hundred dollars a year. </p>
<p>Most folks think that uninsured/underinsured coverage is there to get your car repaired if it is hit by someone without insurance....or someone with lousy insurance. </p>
<p>Wrong. </p>
<p>Any damage done to your car is already covered - by the premium you're already paying for collision. </p>
<p>First things first....check your policy if your paying for uninsured/underinsured coverage now. If you are, Google &quot;uninsured motorist state requirements&quot; to see if your State requires it. </p>
<p>If it's not required by your State, cancel it. </p>
<p>If the State you live in does require uninsured/underinsured coverage, make sure you have the absolute minimum required. These minimums are not advertised, change every couple of years and are very difficult to find. So, here's how you handle this. </p>
<p>Do a Google search for your State Department of Insurance, go to the &quot;Contact Us&quot; page, find a phone number, then call and ask what the minimums are. </p>
<p>Don't try looking for it. Finding the minimums listed is almost impossible on most State Web Sites - they've buried it so deep you'll never find it. Just call your State Department of Insurance. </p>
<p>I know it's a bit of a hassle to get the info yourself. Yet relying on the Insurance Companies to give you the correct information isn't very wise. </p>
<p>Next &ndash; Part 2 of &ldquo;How To Slash Your Car Insurance Costs Up To 54% In 10 Easy Steps&rdquo; </p>#end content#
#end article#
#start article#
#start title#Flexible Payment Mortgages#end title#
#start author#LendingTree Editorial Staff#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>With most mortgages, your payment is the same every month. But what if your paycheck isn&rsquo;t so regular? Would you like to be able to vary your mortgage payment depending on your cash flow? An option ARM -- also called a flex-ARM or pick-a-payment loan -- allows you to do just that. </p>
<p>How does it work? </p>
<p>An option ARM is an adjustable-rate mortgage with a twist. You don&rsquo;t pay a set amount each month. Instead, the lender sends a monthly statement with up to four payment options. You simply choose the amount you want to pay that month and then submit your payment. </p>
<p>The options vary, but here&rsquo;s the most common menu: </p>
<p>Minimum payment: This is calculated using an &ldquo;initial&rdquo; interest rate that can start as low as 1.25 percent. Because this payment is so low, it&rsquo;s useful for months when you don&rsquo;t have much cash on hand, perhaps because you are waiting for a commission or bonus check. But any unpaid interest gets deferred, or added to the principal of the loan, so your principal grows. </p>
<p>Interest only: You pay all the interest due, but none of the principal. This doesn&rsquo;t reduce your mortgage balance, but it allows you to avoid deferring interest. </p>
<p>30-year amortized: This matches the monthly payment of a mortgage amortized over 30 years at your current interest rate. It includes both principal and interest. </p>
<p>15-year amortized: The same as above, but amortized over 15 years. This is the highest monthly payment. Choosing it allows you to reduce your principal faster than any other option. </p>
<p>The fine print </p>
<p>The biggest caveat with option ARMs is that those enticing initial rates are short-lived. The low minimum payments that make these mortgages so attractive can increase dramatically. In addition, every five years, the loan is recast -- that is, a new amortization schedule is drawn up to ensure that the remaining balance will be paid off by the end of the loan&rsquo;s term. When that happens, the minimum payment can be pushed even higher. </p>
<p>What&rsquo;s more, if you defer too much interest, you can reach what&rsquo;s called negative amortization. If your balance grows to 10 percent to 25 percent (depending on state law) greater than the original principal, your loan is automatically recast and you have to start paying the fully amortized rate, which will increase your monthly payments. </p>
<p>Another potential downside of option ARMs is that they&rsquo;re more complicated than most other mortgages. Home buyers may be seduced without fully understanding how much the minimum payments will increase over the long-term. When the monthly amounts go up, these people can experience payment shock. </p>#end content#
#end article#
#start article#
#start title#Hotkeys for Google#end title#
#start author#Dennis Nazarenko#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>Just select some text, press the corresponding key combination and the search results are in front of your eyes. This is what the new free program Hotkey Search Tool can do for you. </p>
<p>An advanced Internet user searches from 8 to 30 times a day. In the case of specialized search systems, such as on-line translators, dictionaries, and references, this value increases and totals from 10 to 60 requests a day. </p>
<p>Often, you had to start the browser and enter the search phrase to get the search results. But if the text is already typed, why should you have to type it again? </p>
<p>Suppose you want to search an encyclopedia for some unknown word or find the site of some product by its name. All you need to do is just select the text and send a command to Hotkey Search Tool. The program will copy the selected text to the clipboard and open the browser with the search results. If you do not select any text, the program will select the string typed before you pressed the hotkey. </p>
<p>A lot of users have already come to know Google Desktop. It is a convenient system for searching your local computer and it can work with additional plug-ins too. To perform a search in this system, you have to press windows+G or ctrl+alt+G and after that type the text you want to search for. As you have already guessed, with Hotkey Search Tool, you just select the text you need, press the above key combination and get search results right away. </p>
<p>It should be mentioned that the program is easily customizable and you can use it to search information in any on-line system that gets the text of requests in the URL. </p>
<p>The program does add one more icon to the system tray. So, we can only wish Google developers integrated the features of this program into their developments. </p>#end content#
#end article#
#start article#
#start title#What Should I Get Mom For Mother's Day?#end title#
#start author#Mark McAuley#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>I remember when I was a little boy in school; we would make our mom&rsquo;s a silly little art project for Mother&rsquo;s day. You know, a baby food jar with construction paper on it and a tissue paper flower. </p>
<p>Now, don&rsquo;t get me wrong, I am sure mom loved that little home made gift. And most mothers probably still have those little papered jars stored away in a box somewhere so they can pull them out and remember when we were young. Although, as we get older we realize that our gift was not really practical. We start to think maybe I should get mom something better. Something she can use regularly, but more importantly, something she really needs. </p>
<p>If you are like me, your mother is probably at the age where she can order off the senior&rsquo;s menu. With the special discounts on food also come other more undesirable aspects related to age. The weather no longer seems as warm as it used to. Her feet get colder easier; the extra thick comforters come out of the closet while it is still summertime, and all sleepwear is either flannel or fleece. </p>
<p>As we get older our roles start to reverse with our parents. They spent our entire childhood worried that maybe we weren&rsquo;t dressed warm enough for the weather, and did we take that sweater to school in case the wind picked up. At bedtime my mom would stick her head in the door 5 minutes after I was in bed to check I was warm enough all snuggled up in my Flintstones pj&rsquo;s or did I need a big knitted pair of socks on too. </p>
<p>My mother&rsquo;s penchant for saving on heating hasn&rsquo;t lessened over the years. She would rather wear 3 sweaters than turn the heat up, always runs the hot water for 5 minutes to heat up the bathroom before a bath, and eighteen blankets on the bed at night. But times have changed. Fleece can now withstand weather only seen in the arctic. Slippers are not only warm and fuzzy but they now come with non-slip soles &ndash; another concern we get as our parents age. </p>
<p>My mother has slippers that remind her of her old dog Farley, slippers to wear when company is over, slippers to wear outside to put the garbage in the garage, slippers for every occasion it seems. She doesn&rsquo;t worry about slipping in them, and I don&rsquo;t worry about what might happen if she were to slip. She has a warm fleece bathrobe so she no longer has to wash, dry and dress in the bathroom to conserve heat. I notice the bed isn&rsquo;t piled high with blankets anymore, mom is finally warm without the bulk of three sweaters and knitted stockings. </p>
<p>With Mother&rsquo;s Day fast approaching I think I am going to replace baby food jar vases with slippers, tissue paper flowers with fleece bathrobes, and eighteen blankets on the bed with warm flannel pajamas. In doing this I also give myself something that can&rsquo;t be bought &ndash; less worry about my aging mom, and some piece of mind knowing she is warm at night all snuggly in her fleece and flannel. </p>#end content#
#end article#
#start article#
#start title#What Should I Get Mom For Mother's Day?#end title#
#start author#sds#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#sd#end content#
#end article#
#start article#
#start title#Teeth Bleaching Facts#end title#
#start author#Albreht Moy#end author#
#start date#2006-05-12 00:00:00#end date#
#start content#<p>Unlike whitening toothpastes,which only remove surface stains to reveal the underlying whiteness of teeth, bleaching agents actually make teeth whiter. </p>
<p>The most common teeth bleaching agents are hydrogen peroxide and carbamide peroxide. </p>
<p>The effectiveness of teeth bleaching depends on the color of your teeth. Bleaching works best for yellow stains,while gray teeth, which can result from certain antibiotics, are much harder to whiten.People who have stains from smoking,red wine or coffee can get very good results with teeth whitening. </p>
<p>There are two different ways to get whiter teeth:dental (in-office) whitening, and using a home bleaching kit available through a dentist. </p>
<p>A dentist applies a whitening gel,containing a high concentration of hydrogen peroxide, to your teeth, which is then activated by a special blue high intensity light or laser,causing the gel to release </p>#end content#
#end article#
